Plan Sponsor Confidential - Summary: What do clients really think about advisers' services? Here is what a panel of plan sponsors say. Located at: Planadviser.com, September 2007. Click on headline for full article.

The Future of the Independent Adviser - Summary: According to representatives from LPL, National Retirement Partners, and Raymond James, retirement plan advisers working in the independent channel will have many opportunities to broaden their businesses in the future. Located at: Planadviser.com, September 2007. Click on headline for full article.

Sharp Increase Found In Automatic 401k Plans Use - Summary: Survey Finds 66 percent of employers already use automatic enrollment in their 401k plans or intend to implement it within the next 18 months. The survey also shows a dramatic shift over the last year in the investments into which employees are automatically enrolled. Located at: 401khelpcenter.com, September 2007. Click on headline for full article.

The Role of Individual Retirement Accounts in Retirement Planning - Summary: With the rising importance of individual retirement accounts, which now total one-quarter of US retirement assets, public policy has sharpened its focus on how individuals manage those accumulations through work and retirement years. Located at: Pension Research Council, September 2007. Click on headline for full article.

Summary of PSCAs Annual 401k Survey - Summary: The trend toward greater sponsor involvement in plans continues and the increase in the number of companies utilizing automatic enrollment has been especially strong. Located at: 401khelpcenter.com, September 2007. Click on headline for full article.

COMMENTARY: Barry Plan Default Choice - Summary: Michael Barry, President of the Plan Advisory Services Group, says, "Participants—especially younger participants—need exposure to risk (typically equities) that GICs will not provide. Defaulting to a principal preservation vehicle simply to meet the special interest needs of a financial sub-industry and to make the HR department's job a little easier is just wrong. It impoverishes participants—even if just a little bit." Located at: Plansponsor.com (free registration may be required), September 2007. Click on headline for full article.

COMMENTARY: Saxon on Hecker v. Deere - Summary: Stephen M. Saxon comments on the federal district court dismissal in Hecker v. Deere & Co. and says this decision begs the question of what losses will be deemed the responsibility of the plan sponsor and what losses will be deemed the responsibility of the participant? Located at: Plansponsor.com (free registration may be required), September 2007. Click on headline for full article.

COMMENTARY: Reish on Fees - Summary: Fred Reish says, "ERISA requires, both in its fiduciary rules and its prohibited transaction restrictions, that fiduciaries pay no more than reasonable expenses from plan assets. That rule seems simple enough, but I am concerned that it is being misinterpreted in some cases and ignored in others." Located at: Plansponsor.com (free registration may be required), September 2007. Click on headline for full article.

SIFMA Testimony on Revenue Sharing - Summary: Testimony of Laura H. Gough, Robert W. Baird & Co., on behalf of the Securities Industry and Financial Markets Association, before the ERISA Advisory Council Working Group on Revenue Sharing. Located at: Benefitslink.com , September 2007. Click on headline for full article.

The Five Stages of Retirement - Summary: But no matter how much you've saved for this next stage in life, your dream of retirement could become a nightmare if you're not emotionally prepared as well. Located at: TheStreet.com, September 2007. Click on headline for full article.

401k Participants Unaware of Associated Fees - Summary: In an AARP survey released in August, 83 percent of 401k plan participants said they didn't know how much they pay in fees associated with their plans and 50 percent of plan participants don't feel knowledgeable about the impact that fees can have on their retirement savings. Located at: Springfield Business Journal, September 2007. Click on headline for full article.

Making 401k Automatic Works - Summary: As major companies turn away from traditional pension plans to 401ks, they've got one more issue to consider. How do they get more employees to sign up? Located at: Detroit Free Press, September 2007. Click on headline for full article.

Retirement Distributions and the Bequest Motive - Summary: This paper discusses the concepts, strategies, and constraints on using tax-favored retirement plans as wealth transfer devices. Located at: Pension Research Council, September 2007. Click on headline for full article.

Pension Rights Center DOL Panel Testimony - Summary: Rebecca Davis, Staff Attorney, testifies on behalf of the Pension Rights Center before the ERISA Advisory Council's Working Group on Automated Benefit Statements. The Pension Rights Center is the nation's only consumer organization dedicated solely to protecting and promoting the pension rights of American workers, retirees and their families. Located at: Pension Rights Center , September 2007. Click on headline for full article.

Worry Expressed About Workers Tapping 401ks Amid Mortgage Crisis - Summary: Financial advisers are receiving an increasing number of phone calls from 401k plan sponsors concerned about two things: how plan participants are reacting to the crisis and whether they, as plan fiduciaries, should replace funds in their plans that might be affected by the blowup in subprime mortgages. Located at: Financialweek.com, September 2007. Click on headline for full article.

PSCAs Annual Survey Now Available - Summary: PSCA's 50th Annual Survey of Profit Sharing and 401k Plans reports on the 2006 plan year is now available. Located at: PSCA, September 2007. Click on headline for full article.

IRS Sets New Standard Regarding "Partial Plan Termination" of Tax-Qualified Retirement Plans - Summary: This article summarizes the applicable law regarding "partial plan terminations" under the Internal Revenue Code of 1986, as amended, including a discussion of the potential adverse consequences that could result from the failure to treat a significant reduction in plan participation as a partial plan termination in the event that the IRS and/or a court of law ultimately determines that a partial plan termination has occurred. Located at: White & Case LLP, September 2007. Click on headline for full article.

MJM401k's Testimony on Revenue Sharing - Summary: Testimony of Michael J. Malone, founder and managing director of MJM401k, before the ERISA Advisory Council Working Group on Revenue Sharing. Located at: MJM401k.com , September 2007. Click on headline for full article.

Is Retirement Being Remade? - Summary: This paper investigates non-traditional work and retirement patterns among older individuals. It focus on retirement reversals in which individuals resume or increase work activity following a period of retirement. Located at: Pension Research Council, September 2007. Click on headline for full article.

The Economics of Providing 401k Plans: Services, Fees, and Expenses - Summary: Employers that decide to offer 401k plans, an optional employee benefit, are confronted with two competing economic pressures: the need to attract and retain qualified workers with competitive compensation packages and the need to keep end products and services competitively priced. This ICI report reviews some of the services, fees, and expenses involved and who pays them. Located at: Investment Company Institute , September 2007. Click on headline for full article.

When Retirement and Family Needs Collide - Summary: According to research, a surprising number of working adults age 45 and older are providing financial and other meaningful support to their parents and adult children. Unfortunately, the burden of caring for family comes at the expense of retirement savings, with many boomers choosing to delay retirement or not retire at all. Located at: Employee Benefit News (free registration may be required), September 2007. Click on headline for full article.

DOL Announces Proposed Rules on Selecting Annuity Providers - Summary: The Department of Labor recently issued an interim final rule and proposed rules on the selection of annuity providers in retirement plans. Located at: Employee Benefit News (free registration may be required), September 2007. Click on headline for full article.

The Pension Protection Act of 2006: Essential Insights - Summary: The Pension Protection Act of 2006: Essential Insights offers the perspectives of three nationally known experts regarding how the PPA will affect employers and plan administrators. It serves as a quick and handy resource that will not only inform its readers, but alert them as to what they can expect in years to come now that the PPA has entered the scene. Located at: Thompson Publishing , September 2007. Click on headline for full article.

ABC Testimony Before Hearing on Revenue Sharing - Summary: Testimony of Allison Klausner (Honeywell International Inc.) on behalf of the American Benefits Council before the ERISA Advisory Council Working Group on Revenue Sharing. Located at: American Benefits Council , September 2007. Click on headline for full article.

CIKR Testifies on Revenue Sharing Issues Before DOL - Summary: On September 20, 2007, Samuel T. Brkich testified on behalf of CIKR before the DOL's ERISA Advisory Council's Working Group on Fiduciary Responsibilities Update and Revenue Sharing, focusing his testimony on fiduciary issues surrounding revenue sharing and current revenue sharing practices. Located at: ASPPA , September 2007. Click on headline for full article.

IRS Announces Temporary Halt to Determination Letter Process - Summary: The Internal Revenue Service (IRS) announced on Wednesday it will temporarily stop taking applications from pre-approved defined contribution plans for determination letters on December 18, 2007. Located at: Plansponsor.com (free registration may be required), September 2007. Click on headline for full article.

Market Fear Prompts 401k Participants to Shift Money to Fixed Income - Summary: Watching the Dow Jones Industrial Average plummet in August, 401k plan participants fled from the equity markets, transferring money out of equities into fixed income investments 70% of the days in the month. Located at: Plansponsor.com (free registration may be required), September 2007. Click on headline for full article.

Workers Will See Significant Savings From Automatic 401ks - Summary: Companies have more reason to do something fairly simple that could boost their workers' retirement income from 401ks by 50 percent or more - and workers won't have to do anything but stay out of the way. Located at: CNN Money, September 2007. Click on headline for full article.

An Analysis of the Fair Disclosure for Retirement Security Act of 2007 - Summary: The author feels that this Bill, as currently proposed, will discourage new plan formations, will significantly increase plan costs, will discourage employee participation and savings, and will create fertile ground for frivolous lawsuits brought by plaintiffs' lawyers primarily seeking settlements from perceived deep pockets. Located at: The SPARK Institute , September 2007. Click on headline for full article.

IRS Change Position on Applying Combined Plan Limit - Summary: Employers that contribute both to defined benefit and defined contribution plans now will be able to take advantage of the 150 percent of current liability limit in 2006 and 2007 as long as their contributions to the defined contribution plan do not exceed six percent of compensation. Located at: Benefitslink.com, September 2007. Click on headline for full article.

DOL Releases Defined Contribution Plans from "Safest Annuity Available" Standard - Summary: Responding to a statutory mandate, the Department of Labor announced new rules intended to make annuities a more appealing benefit distribution option for 401k and other defined contribution plans. Located at: Benefitslink.com, September 2007. Click on headline for full article.

PSCA DOL Panel Testimony - Summary: David Wray, President, Profit Sharing/401k Council of America testified before the ERISA Advisory Council Working Group on Participant Benefit Statements as Requested by PPA '06. This is his testimony. Located at: PSCA , September 2007. Click on headline for full article.

EBRI DOL Panel Testimony - Summary: Dallas L. Salisbury, President and CEO, Employee Benefit Research Institute testified before the ERISA Advisory Council's Working Group on Automated Benefit Statements. This is his testimony. Located at: EBRI , September 2007. Click on headline for full article.

ASPPA DOL Panel Testimony - Summary: Adam C. Pozek testifies on behalf of ASPPA, CIKR AND Sentinel Benefits before the ERISA Advisory Council's Working Group on Automated Benefit Statements, focusing his testimony on dc benefit statement issues and recommending DOL develop meaningful guidance on issues relating to content, vesting, timing and most recently available information. Located at: ASPPA , September 2007. Click on headline for full article.

American Benefits Council DOL Panel Testimony - Summary: Kyle Brown, retirement counsel for Watson Wyatt Worldwide and member of the American Benefits Council Board of Directors, testified on behalf of the Council in hearing of the U.S. Department of Labor ERISA Advisory Council Working Group on Participant Benefit Statements. Located at: American Benefits Council, September 2007. Click on headline for full article.

401ks: The Launch of Version 2.0 - Summary: The authors of this report believe that while many have historically viewed 401ks as supplemental savings, we are entering a new phase (what they are calling version 2.0) where the 401k is quickly becoming the primary retirement savings vehicles for millions of Americans. The report discusses how DC plans are being redesigned and re-evaluated in light of this changing purpose. Located at: Russell Investment Group, September 2007. Click on headline for full article.

Target Date Funds: Ready! Fire! Aim? - Summary: White paper on how some target date fund designs are missing the mark on providing retirement security to those who need it most. Located at: JP Morgan, September 2007. Click on headline for full article.

PSCA Comments on HR 3185 - Summary: The PSCA concludes that the 401k Fair Disclosure for Retirement Security Act of 2007 fails to meet it's criteria for simplicity, cost sensitivity, or flexibility. They believe that Congress should wait to examine the DOL's final efforts before acting and that any Congressional action will likely result in delaying the regulatory reforms already underway at the DOL. Located at: Profit Sharing/401k Council of America , September 2007. Click on headline for full article.

Study Reveals Baby Boomers Are Generous To A Fault - Summary: The study found that while financial generosity towards the younger and older generations is a hallmark of boomers, many fail to recognize how it impacts their ability to save for retirement. Located at: 401khelpcenter.com, September 2007. Click on headline for full article.

New Alternative for Defined-Contribution Plans - Summary: Mutual fund-like collective trusts are gaining in popularity among users like Tasty Baking and Time Warner, but the level of transparency and lack of regulation worry some potential adopters. Here's how they work. Located at: Financialweek.com, September 2007. Click on headline for full article.

Distribution Rules for Roth 401k Accounts - Summary: Before your plan participants or clients take distributions from their Roth 401k plans, they need to know what the IRS has to say. Here is an overview. Located at: Financial-planning.com, September 2007. Click on headline for full article.

How to Make a Bad 401k Plan Better - Summary: Person must deal with the new employer's bad plan options and decide whether to invest or do the unthinkable and give up on a significant retirement-savings tool. Article deals with possible options. Located at: San Francisco Chronicle, September 2007. Click on headline for full article.

Index Funds Play Increasing Role in 401k - Summary: Index funds are playing an increasingly limited role in many 401k plans -- and that may be putting a crimp in workers' retirement savings, according to new research. Located at: Wall Street Journal Online, September 2007. Click on headline for full article.

Tackling 401k Changes - Summary: 2007 promises to be full of dynamic and fundamental changes to the corporate retirement industry, which can mean dramatic improvements for anyone who understands and harnesses them. This article points out what to look for. Located at: BC Solutions Magazine , September 2007. Click on headline for full article.

Adviser Do's and Don'ts - Summary: In preparing service agreements for financial consultants, Bruce Ashton of the law firm, Reish Luftman Reicher & Cohen, identifies a number of do's and don'ts. Located at: Reish Luftman Reicher & Cohen, September 2007. Click on headline for full article.

Uncovering Fee Disclosure - Summary: Given the amount of attention participant fee disclosure has received, most people would agree that guidance or legislation on this issue is inevitable. Thus, the debate has been about how much disclosure and in what format, rather than whether there should be disclosure at all. This article outlines the key issues of the debate. Located at: Reish Luftman Reicher & Cohen, September 2007. Click on headline for full article.

Rolling Over a 401k - Summary: When it's time to part ways with an employer, it's easy to forget about your 401k plan. However, there are good reasons to put your decision about its future on the front burner. Located at: St. Louis Post-Dispatch, September 2007. Click on headline for full article.

Website of the Month: Benefit Plans Plus - Summary: The Benefit Plans Plus website offers a variety of materials focusing on 401k plans, as well as comparisons of 401ks with other retirement vehicles. Benefit Plans Plus is a third-party administrator and provider of customized retirement plans. Benefit Plans Plus also represents an example of good website design for service firms and a good approach to making resources available to clients and the general public. Located at: The CPA Journal, September 2007. Click on headline for full article.

DOL Proposes Guidance on Annuities in DC Plans - Summary: The proposed regulations would reiterate that the selection of an annuity to distribute benefits from a defined contribution plan is subject to the fiduciary standards of ERISA generally. The proposed regulations would then provide a safe harbor under the ERISA prudence standard, by specifying that a fiduciary for a defined contribution plan has acted prudently in selecting an annuity provider to provide benefit distributions, or benefit distribution options available to plan participants and beneficiaries. Located at: Sutherland Asbill & Brennan LLP , September 2007. Click on headline for full article.

Think The 401k Market Is A Hassle? Guess Again - Summary: Gary Rathbun has never done much 401k business, but with the Pension Protection Act trumpeting fee disclosure and fiduciary liability, Rathbun felt the opportunity was too great to miss. He gathered $10 Million in two months. Located at: Registeredrep.com, September 2007. Click on headline for full article.

The SEC's New Antifraud Rule (Rule 206(4)-8) - Summary: This is a new anti-fraud rule under the Investment Advisers Act of 1940 that is effective September 10, 2007. The new Rule prohibits registered and certain unregistered advisers from: (i) making false or misleading statements of material fact to current or prospective investors or (ii) engaging in any other fraudulent conduct with respect to a fund's investors. Located at: White & Case LLP, September 2007. Click on headline for full article.

An Overview of the Saver's Credit - Summary: The Saver's Credit is an important tax credit directly targeted at promoting qualified retirement savings to low- to middle-income Americans. Eligible households can build their nest eggs for their retirement with some help from Uncle Sam. Located at: Transamerica Center for Retirement Studies, September 2007. Click on headline for full article.

An Overview of Automatic Enrollment - Summary: Overview of automatic enrollment including who are good candidates to adopt the this enrollment feature and what employees should know about automatic enrollment. Located at: Transamerica Center for Retirement Studies, September 2007. Click on headline for full article.

Will DC Automatic Programs Eliminate Need for Education and Advice in the Workplace? - Summary: Given that the Pension Protection Act addresses plan sponsors' primary concerns, do we still need to offer education and advice to employees? Can't we simply auto-enroll, auto-escalate, and auto-allocate, and call it a day—or a decade? Located at: Journal of Financial Planning, September 2007. Click on headline for full article.

401k Fee Debate Carries On - Summary: The Employee Benefits Security Administration this summer received at least 100 comments after posting a request for information earlier this year in the Federal Register regarding 401k plan fees. EBSA is collecting information from retirement industry stakeholders as part of a three-pronged approach to improve fee disclosure to plan participants, enhance reporting of fees and expenses to the government and increase disclosure to plan fiduciaries by service providers. Located at: Employee Benefit News (free registration may be required), September 2007. Click on headline for full article.

Automatic 401k Escalation: Likely Impact on Accumulations - Summary: EBRI's findings suggest that the introduction of automatic escalation will result in a significant increase of 401k accumulations -- especially for low-income workers -- compared with estimates previously determined for automatic enrollment. Located at: Employee Benefit Research Institute , September 2007. Click on headline for full article.

Using Decision Rules to Create Retirement Withdrawal Profiles - Summary: This paper describes an approach where retirees define their desired retirement withdrawal profiles and then establish rules for retirement asset withdrawals to maximize total purchasing power. This approach allows retirees to control their retirement; they are no longer subject to one-size-fits-all withdrawal strategies or rules of thumb. The implicit rules that financial planners use to guide portfolio withdrawals can be made explicit and tested for their effectiveness. Located at: Journal of Financial Planning, September 2007. Click on headline for full article.

Modern Portfolio Decumulation: A New Strategy for Managing Retirement Income - Summary: This article describes a new framework for efficient portfolio construction in the “decumulation” phase of the investment lifecycle, in which an investor who has accumulated assets over time wishes to use those assets to fund ongoing living expenses. It combines elements of both investment theory and actuarial science, introducing an effective way to manage longevity risk in the portfolio. Located at: Journal of Financial Planning, September 2007. Click on headline for full article.

COMMENTARY: Annuities Can't Morph a Sow's Ear Into a Silk Purse - Summary: We need to tell baby boomers that they need to stay in the accumulation phase longer before they consider an annuity for the distribution phase. Located at: Employee Benefit News (free registration may be required), September 2007. Click on headline for full article.

ETFs Seek Room in Your 401k - Summary: Exchange-traded funds seem to be everywhere these days. But as the industry seeks to maintain its rapid growth, there is one area where the products are struggling to make headway -- 401k retirement plans. Located at: Wallstreet Journal Online. Click on headline for full article.

The Fight Over QDIA - Summary: Two interest groups-life insurers and the mutual fund industry-are squaring off over which qualified default investment alternatives, or QDIAs, companies should be allowed to offer employees under the Department of Labor's "safe harbor" provisions. Here are excerpts from the dueling comment letters submitted to the department. Located at: Workforce.com (free registration may be required), September 2007. Click on headline for full article.

What ERISA Say About Dividing Retirement Benefits on Divorce - Summary: Divorce, unfortunately, is a fact of life, and can affect an employee's benefits in a retirement plan. Here's a QDRO viewed from the perspective of the Plan Administrator - the individual or individuals responsible for the administration of the retirement plan and a fiduciary. Located at: Retirement Plan Blog, September 2007. Click on headline for full article.

The Default Dilemma - Summary: A year after pension reform eased concerns about automatically enrolling workers in 401ks, employers are still grappling with which investment options to use in their plans. Here, Workforce Management sorts out the positives and negatives of the Department of Labor's qualified alternatives, as well as stable-value funds. Located at: Workforce.com (free registration may be required), September 2007. Click on headline for full article.

ABA Urges Law Firms to Jettison Mandatory Age-Based Retirement - Summary: Proponents noted that other employers have been forced by statutes such as the Age Discrimination in Employment Act to abandon policies requiring employees to retire at a particular age, but law firms, traditionally organized as partnerships, have fallen outside these rules. Located at: Careerjournal.com, September 2007. Click on headline for full article.

How Efficient Are Retirement Programs in Delivering Dollars to Retirees? - Summary: It is often stated but rarely demonstrated that a defined benefit plan is "more efficient" than a defined contribution plan at delivering benefits to retirees. This article looks at that claim. Located at: Contingencies.com , September 2007. Click on headline for full article.

Why Models Are Used in 401k Investing - Summary: Understanding why many plan sponsors are choosing models over off-the-shelf products is important for all plan sponsors and this article describes the 12 reasons why plan sponsors choose models over lifestyle or lifecycle funds. Located at: The 401k Company , September 2007. Click on headline for full article.

Pension Sponsorship and Participation: Summary of Recent Trends - Summary: According to the Census Bureau's Current Population Survey (CPS), the number of private-sector workers between the ages of 25 and 64 whose employer sponsored a retirement plan fell from 52.5 million in 2005 to 51.2 million in 2006. The number of private-sector workers who participated in employer-sponsored retirement plans fell from 43.1 million in 2005 to 42.0 million in 2006. Located at: Benefitslink.com , September 2007. Click on headline for full article.

Smaller 401k Plan Sponsors Need Education on Fiduciary Roles - Summary: Smaller 401k plan sponsors have little understanding of ERISA Sec. 404(c) protection, are not too knowledgeable about investment policy statements, and do not change the investment options in their 401k plans very often. Located at: CCH, September 2007. Click on headline for full article.

SEC, Yanni Partners Settle in Conflicts Probe - Summary: The SEC reached a settlement with the pension consulting firm Yanni Partners and its president, Theresa A. Scotti, after a three-year investigation and administrative proceeding regarding conflicts of interest. Located at: Pensions & Investments, September 2007. Click on headline for full article.

How to Choose Between a Roth and Regular 401k - Summary: Here are some tips on how to decide between a traditional and a Roth 401k. Located at: CNNmoney.com, September 2007. Click on headline for full article.

Congressman to Launch 401k Disclosure Plan - Summary: Rep. Richard Neal, D-Mass., a member of the House Ways and Means Committee, confirmed that he is considering proposing 401k fee disclosure legislation. Located at: Investmentnews.com (free registration may be required), September 2007. Click on headline for full article.

Schwab Sees Creative Use of Auto Features Among 401k Clients - Summary: With employers across the country paying more attention to the retirement planning needs of their employees, Charles Schwab is reporting both a dramatic increase in the use of automatic retirement plan features and more creative application of the tools by its 401k plan clients. Located at: 401khelpcenter.com, September 2007. Click on headline for full article.

PPA One Year Later - Summary: After just a year on the books, the Pension Protection Act of 2006 has changed life for defined contribution plan executives. The number of DC plans that have — in remarkably short order — adopted automatic enrollment and picked target-date funds as their qualified default option has shocked some industry experts. Located at: Pensions & Investments, September 2007. Click on headline for full article.

Workforce Management and Retirement in a 401k World - Summary: This article, the first in a two-part series based on "Pension Aspirations and Realizations: A Perspective on Yesterday, Today and Tomorrow," explores the ways retirement will be different, for both employers and employees, in a 401k world. Located at: Watson Wyatt Worldwide, September 2007. Click on headline for full article.

Efficient Retirement Financial Strategies - Summary: Many financial advisors rely on rules of thumb. This paper shows that some of the popular rules are inconsistent with expected utility maximization, since they subject retirees to avoidable, non-market risk. Located at: Pension Research Council, The Wharton School (free registration may be required), September 2007. Click on headline for full article.

Increase Seen In Use of Collective Trusts in DC Plans - Summary: The seemingly endless quest for cost-effective alternative investments has increased the interest in collective trusts among employee benefit plan sponsors and financial advisers, though concern about transparency remains a hurdle. Located at: Investmentnews.com (free registration may be required), September 2007. Click on headline for full article.

401k Fees Can Put Off Your Retirement - Summary: No one would choose to postpone retirement for several years just to pay off 401k fees, but according to the author, many people are unwittingly doing just that. Located at: Thestreet.com, September 2007. Click on headline for full article.

Wrestling For The 401k Purse - Summary: It's a battle royal as funds and insurers are vying for over $90 billion that a new law may funnel to investment plans. Located at: Businessweek.com, September 2007. Click on headline for full article.

401k Plans: Contributions Add Up Dramatically - Summary: Many American workers appear to be struggling to find dollars to stash away for retirement, but a recent report finds that those who consistently contribute to a 401k can see their nest egg grow substantially over time. Located at: Mail Tribune, September 2007. Click on headline for full article.

Annual Valuation Requirement for Defined Contribution Plan - Summary: The question discussed is, "Where does pension law require an annual valuation of a defined contribution plan?" Located at: Benefitslink.com, September 2007. Click on headline for full article.

How America Saves 2007: A Report on Vanguard 2006 DC Plan Data - Summary: Illustrated with numerous charts and tables, this valuable reference tool provides an overview of U.S. retirement plans, along with an analysis of savings, investing, and account activity trends in Vanguard defined contribution plans. You'll also find useful insights regarding how participants save, manage their assets, and access their accounts. Located at: Vanguard Center for Retirement Research , September 2007. Click on headline for full article.

Suit Against Principal Alleges Misleading Mutual Fund Sales - Summary: The purported class action alleges that a Principal subsidiary advises participants in retirement plans serviced by Principal that they should rollover their retirement assets to a Principal IRA offering high expense "J Class" mutual fund shares. Located at: ERISA Class Action Watch, September 2007. Click on headline for full article.

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