Make Your 401(k) Communication a Takeaway, not a Throwaway

Are you a 401(k) plan sponsor who is looking for a cost-effective way to get your employees to appreciate their plan and save more? Want your employees to leave your enrollment meetings or benefit fairs with a "takeaway" that helps them "find the money to save in their accounts? Simply auto-enrolling your employees won't be enough-pension actuaries say that most employees need to save at least 10% of their paycheck in their 401(k) accounts. And let's face it, too many plan documents are filled with so much jargon that it puts the mind to sleep rather than getting it to work.

As countless surveys and media reports have shown, many Americans will be coming up short at retirement. Why aren't people saving? For the most part, it's a combination of "keeping up with the Joneses" and confronting the high cost of mortgages, college for kids and other vital needs.. Here's why 401(k) participants need help:

• Americans currently owe nearly $9 trillion in debt-accumulating nearly 40% of it in the past five years.
• The cost of a college tuition has increased 300% over the last 30 years.
• Currently middle-income parents spend more than $7,000 per child per year-and that' not counting college tuition!

The solution: Help 401(k) participants "find the money" to save

"It's Your Money" information sheets offer a new approach to 401(k) education, which is to concentrate less on teaching about investing and more about how to save more by spending less. They offer engaging, jargon-free user-friendly tips to help participants, as well as recommending other resources such as web-sites and books.

Readers will find out how to:

• Raise money-wise kids and awe them with nature vacations, not just theme parks.
• Retire health, wealthy and wise through, diet, exercise, and "keeping the mind fit."
• Consider carefully before borrowing or "cashing out of 401(k) plans when changing jobs.
• Make a bonus or inheritance work for you by stashing it in a "home-down-payment savings account" or Roth IRA, among other tips.
• Save thousands of dollars ON college costs-not simply save FOR college by shopping around for a "competitively priced" college as well as grants

Six Inserts Available

These statement inserts/plan provision sheets are competitively priced at $125 per insert* or $650 for all six*. This investment works out to be $1.25 per employee for a 100-person company, resulting in increased savings and a feeling of good will among employees. These inserts can also be used as handouts at employee meetings.

Samples of each insert can be viewed below.

Download these documents for immediate use-no waiting and no cost for mailing and handling! Signing up is easy: once your credit card information is entered, we will email you immediately the appropriate Adobe acrobat document(s), which can be printed out as a two-sided one-page insert.

Note: What you are purchasing is the right to reproduce up to 1,000 copies of an individual statement insert which will be emailed to you as an Adobe acrobat document(s).

Questions? Drop us an email at jane@retirement-solutions.org with "Statement Insert Question" in the subject line.

Purchase Now

Purchase Statement Insert #1: The Ki$$ Rules of Investing: Pick and Stick With Winners (Click here to see a sample)

Purchase Statement Insert #2: Cut the "Cards" Out of Your Household Diet (Click here to see a sample)

Purchase Statement Insert #3: Shop for a Competitively Priced College (Click here to see a sample)

Purchase Statement Insert #4: Don't Let Your Wheels Take You for a Ride (Click here to see a sample)

Purchase Statement Insert #5: How to Keep Your 401(k) Nest Egg From Cracking (Click here to see a sample)

Purchase Statement Insert #6: Consider Carefully Before Borrowing From Your 401(k) Account (Click here to see a sample)

Purchase All Six Statement Inserts:

Additional titles available for 2008. Contact jane@retirement-solutions.org for more information.

* Your purchase allows you to duplicate up to 1,000 copies of an individual statement insert. If you wish to produce more than 1,000 copies, please contact us at jane@retirement-solutions.org.