|
|
Welcome to 401khelpcenter.com
With the explosive growth of government and private internet sites containing information, opinion, analysis, marketplace news, legislation, court cases, rules, and other 401k and 403(b) resources, your challenge to identify salient information and issues that really matter is greater than ever. That's where 401khelpcenter.com excels. We are a knowledge service that curates -- finds, reviews, organizes and shares -- the best and most relevant information for people who sponsor, advise, design, administer, make policy about, participate, or are otherwise interested in 401k and 403(b) plans.
|
Marketplace News
Holland & Hart Adds Boise ERISA Attorney
CAPTRUST Adds Advisor to Greater New York City Area
Eagle Asset Hires National Director of DCIO Sales
Fidelity Emphasizes Retirement Outcomes With New Suite of Tools
Nationwide and LPL Integrate Platforms
More »
Daily News Digest
The Daily News Digest is where we aggregate the latest published material on 401k trends, fiduciary issues, legislative action, court cases, opinion, rule changes, insights, surveys, studies, commentary and more. The information is updated daily. Here are some of the latest items.
Summary: Circumstances of retirement plan participants change and those changes can affect beneficiary designations, so they should be reviewed on a regular basis. Also, retirement plan beneficiary designations are not governed by a will.
Source: Retirementplanblog.com, March 2014
Summary: The Internal Revenue Services has posted "Fixing Common Plan Mistakes - Failure to Provice a Safe Harbor 401k Notice". Plan sponsors of safe harbor 401k should read this list of common mistakes and the IRS's recommended fixes to help ensure their plans remain in compliance and thereby, maintain their tax qualified status.
Source: Badenrps.com, March 2014
Summary: Investment advisers and other financial advisers who create asset allocation recommendations based solely upon the belief that a client's time horizon is the most important investment factor should go ahead and call their E&O carriers and put them on notice. The argument commonly advance in favor of time horizon being the most important factor in asset allocation claim that time reduces risk. Various studies have shown that that simply is not true.
Source: Prudent Investment Adviser, March 2014
More »
Collected Wisdom™
Our researchers look for what they think are some of the better resources available to assist you in administering your plan or helping your clients. We group these resources in our COLLECTED WISDOM™ topics to make it easy for you to locate the information you need. Each item in a category contains a summary and date of when it was placed in the group.
We also maintain some older material in these collections for perspective and context.
More »
Insight: Research and White Papers
There is a great deal of research published around defined contribution plans and related issues. We index much of it here.
Summary: Judy Diamond Associates released an analysis of the best states in which to have a 401k plan. Those states with the highest concentration of top plans have higher participation rates and more employer generosity than their peers.
Source: 401khelpcenter.com, March 2014
Summary: The fundamental objective of a DC plan is to accumulate assets that will ultimately be withdrawn as a source of retirement income. Yet, the majority (96%) of plan sponsors do not know how much income their DC plan may be designed to yield. Moving forward, DC plans should be designed to target a percentage of an average earner's final net pay as an income replacement goal. Plan design is critical to helping participants with the key levers that contribute to better long-term outcomes such as participation, savings rates, and age-appropriate asset allocation.
Source: Fidelity.com  , March 2014
More »
|
Tools and Resources
Calculators, charts, samples, directories and other resources to help you run and manage your plan or practice.
More »
Fiduciary Related News and Intelligence
These are general news and articles around fiduciary issues.
Summary: The Eleventh Circuit recently dismissed a participant's fiduciary breach claims against SunTrust's 401k plan fiduciary committee members on the ground that the claims for imprudently selecting certain investment options was time barred by ERISA's six-year statute of limitations.
Source: Erisapracticecenter.com, March 2014
More »
Legal, Legislative and Washington DC
This is a directory and index of articles that review recent court rulings, legal issues, and bills, hearings and other actions in Congress.
Summary: President Barack Obama's proposed $3.9 trillion fiscal year 2015 budget includes requirements that employers offer individual retirement accounts and provisions that would reduce tax benefits on certain retirement accounts for high-income earners. The tax provisions, part of the budget plan released March 4, would cap how much Americans could accumulate in tax-preferred retirement savings, putting a ceiling of about $200,000 on the annual retirement income that could be generated by such savings.
Source: Bna.com, March 2014
More »
Viewpoint: Commentary and Opinion
People speak out on a variety of issues of interest to those in the 401k industry. One of our most interesting areas, but remember, opinions expressed here are those of the author and do not necessarily reflect the positions of 401khelpcenter.com.
Summary: Last year, a Yale law professor publicized a study of 401k plan fees that suffered from a "world is flat" flaw; he used data from 2009 and seemed uninformed about the impact of subsequent developments have resulted in reductions in fees. However, much of the benefits community know that the increased attention on plan sponsor responsibilities that resulted from the "world is flat" Yale-study was a good thing.
Source: Pensionsbenefitslaw.com, March 2014
More »
Most Popular
Below you'll find this week's five most popular articles.
|
