401(k) and 403(b) Information - 401khelpcenter.com
Need help with 401k and 403(b) plan rules and other issues? We have answers for plan sponsors, small business and plan participants. Free, unbiased and informative.
Ascensus Launches New Digital Initiatives - 401khelpcenter.com
Ascensus Launches New Technological Advancements for 2017 to Support Expanding Business
TRA Acquires Pittsburgh Based Benefit Planning & Administration - 401khelpcenter.com
TRA has announced the acquisition of Benefit Planning & Administration, Inc. (BPA), a Pittsburgh, PA based TPA.
The Standard Hires Joshua Burnett as Retirement Plan Consultant - 401khelpcenter.com
The Standard announced the hiring of Joshua Burnett as a retirement plan consultant for its Central Sales Region.
MassMutual Upgrades RetireSMART Ready Tool - 401khelpcenter.com
RetireSMART Ready tool now measures retirement readiness by income goals, helps savers take action.
John Hancock to Integrate With NextCapital's Robo-Platform - 401khelpcenter.com
NextCapital announced a strategic partnership with John Hancock to expand its automated retirement advice across its 401k and IRA rollover business.
Arnerich Massena Announces Long-Term Succession Plan - 401khelpcenter.com
Tony Arnerich will retain an ownership position and serve as CIO and advisor, David Nute named CEO.
ForUsAll Ends Year on Strong Note - 401khelpcenter.com
ForUsAll Hits Over $100 Million in Assets Under Management
Advisor Group Unveils Platform Enhancements - 401khelpcenter.com
A 19-city roadshow, titled
Ameritas Adds Stadion's 401k Solution to Retirement Plan Lineup - 401khelpcenter.com
StoryLine Makes Retirement Planning a Reality for Small- and Micro-Plan 401k Participants
John Hancock to Integrate With NextCapital's Robo-Platform - 401khelpcenter.com
NextCapital announced a strategic partnership with John Hancock to expand its automated retirement advice across its 401k and IRA rollover business.
Ascensus Appoints Two New Regional VPs - 401khelpcenter.com
Andy Hockman and Michael Sperduto join retirement plan sales team.
Segal Rogerscasey Officially Acquires Marco Consulting Group - 401khelpcenter.com
Segal Rogerscasey, the SEC registered investment consulting business of The Segal Group, finalized their acquisition of Marco Consulting Group.
Orion Launches Fee-Benchmarking Tool - 401khelpcenter.com
Orion Advisor Services tool allows advisors to filter based on account size, account type and services provided.
ERISA Plan Services and FinTrust Investment Advisors Merge - 401khelpcenter.com
Mike Cruce, EPS owner and founder, joins the FinTrust team.
The Wagner Law Group Opens D.C. Office - 401khelpcenter.com
Marcia Wagner announced the opening of a new office in Washington, D.C., effective as of January 1, 2017.
ERISA Attorney Dan Brandenburg Joins The Wagner Law Group - 401khelpcenter.com
Marcia Wagner announced that ERISA attorney, Dan Brandenburg, will be joining the firm as a partner.
Index of 401k Marketplace News - 401khelpcenter.com
The following is an index of 2015 press releases contained in the 401khelpcenter.com database.
Collected Wisdom - 401khelpcenter.com
Some of the better resources available to assist you in administering your 401k plan.
Daily Article Digest of 401k, 403(b) and retirement plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
Plan Insights - 401khelpcenter.com
Lots of talk and dicussion about 401k retirement plans and their rules, but what are they?
Fiduciary Related News and Intelligence - 401khelpcenter.com
Insights and News for the 401k Fiduciary and Advisor
Tools and Resources - 401khelpcenter.com

Press and Media Center - 401khelpcenter.com
Press and other information on the 401khelpcenter.com
Glossary of 401k, Retirement, and Investment Terms - 401khelpcenter.com
Glossary of 401(k) and Related Terms
Privacy Statement - 401khelpcenter.com

Terms of Use - 401khelpcenter.com

How To Contact Us - 401khelpcenter.com

Small Business, Solo 401k, Individual(k), Solo(k), Uni(k) and One-person 401k, SEP - 401khelpcenter.com
Need help with small business 401k plans or solo 401ks? We have answers for plan sponsors, small business and plan participants. Free, unbiased and informative.
Information and Answers for 401k Retirement Plan Participants - 401khelpcenter.com
Need help with 401k plan rules and other issues? We have answers for plan participants. Free, unbiased and informative.
Search Page - 401khelpcenter.com

Lockton Retirement Expands Northeast Practice - 401khelpcenter.com
Lockton expanded its retirement presence with the addition of Michael Duckett to its Washington, DC office.
New Tool for IRAs to Help With Fiduciary Rule Compliance - 401khelpcenter.com
IRI and Fiduciary Benchmarks Announce New Tool to Evaluate Benefits and Fees for IRA Recommendations
Ascensus Announces Acquisition of Matthews Benefit Group - 401khelpcenter.com
Matthews Benefit Group is a third-party administration firm that provides plan-level compliance, administration, and actuarial services.
Jason Miller Joins Pentegra as Regional Director - 401khelpcenter.com
Pentegra Retirement Services announced that Jason Miller has joined the organization as Regional Director for qualified retirement plan sales.
NTSA 2017 Elite Advisor Award Semi-Finalists Named - 401khelpcenter.com
The National Tax-deferred Savings Association (NTSA) announces the semifinalists for the prestigious NTSA Elite Advisor Award.
DOL Announces New Appointments, Leadership for 2017 ERISA Advisory Council - 401khelpcenter.com
U.S. Secretary of Labor Thomas E. Perez today announced the appointments of five new members to the 2017 Advisory Council.
Oregon Selects Ascensus to Administer Private-Sector Retirement Plan - 401khelpcenter.com
Plan will begin launching in phases in July, starting with a pilot group of employers who volunteer.
TD Ameritrade Introduces Fiduciary Rule Resource Center - 401khelpcenter.com
Website will better equip investors to ask the right questions and make more informed decisions about their financial futures.
Alliance Benefit Group Unveils New Identity - 401khelpcenter.com
Officially launched December 1, 2016, intellicents is reimagining financial services for employers and individuals.
QBI Launches Secure Client Dashboard - 401khelpcenter.com
The TPA firm QBI Launches industry-leading tech innovation facilitates clients' data access and management.
Pensionmark Expands in Florida With Addition of ECM Group - 401khelpcenter.com
Pensionmark reveals its newest affiliate, Florida-based ECM Group.
Ascensus Announces Acquisition of National Retirement Services - 401khelpcenter.com
Addition of retirement administration firm expands Ascensus Consulting's national footprint.
Financial Ed and Tech Firms Combine Forces to Serve 401k Market - 401khelpcenter.com
The Barnum Financial Group announced a strategic alliance with Dream Forward.
Betterment for Business Surpasses 300 Plan Sponsors - 401khelpcenter.com
Largest Independent Robo-Advisor's 401k Adds Nearly a Plan Per Day and Increases Average Plan Size by 12x in First 10 Months
BenefitGuard Expands Integration With Major Payroll Providers - 401khelpcenter.com
The company announced partnerships with major payroll providers to simplify small business access to payroll-integrated 401k solutions.
Trust Builders Introduces Online Plan Participant Tools - 401khelpcenter.com
The module is a suite of three complementary reports: The Batch Gap, Contribution Analysis, and Participant Benchmark reports.
Ascensus Launches Enhanced SEP and SIMPLE IRA Program - 401khelpcenter.com
Enhanced program allows small business employers to offer employees a retirement plan with minimal administrative burden.
CUNA Names Bill Riccio as Director of TPA Relationship Management - 401khelpcenter.com
CUNA Mutual Retirement Solutions Makes Big Move Into TPA Market Industry Veteran Bill Riccio Hired as Director of TPA Relationship Management
WTIA Launches Multiple Employer 401k Plan - 401khelpcenter.com
Benefit Enables Businesses to Offer Employees Superior Retirement Services, Gain Competitive Advantage in Recruiting Top-notch Tech Talent
Ascensus Announces Acquisition of Retirement Educators - 401khelpcenter.com
New acquisition will enable Ascensus to expand its education services and help clients boost plan participation.
CUNA and Envestnet Partner on Fiduciary Outsourcing Services - 401khelpcenter.com
CUNA Mutual Retirement Solutions Partners with Envestnet | Retirement Solutions to Offer Fiduciary Outsourcing Services.
Manning & Napier Launches "Evolutionary Fiduciary" Campaign - 401khelpcenter.com
Campaign provides best practices for advisors as they adapt to the new regulatory environment.
ERISApedia Announces Professional Website Services - 401khelpcenter.com
ERISApedia.com announced a new Business Development Product: Professional Website Services.
Beltz Ianni Expands Its Retirement Plan Consulting Team - 401khelpcenter.com
Beltz Ianni & Associates announces the addition of Tony Cortina to its professional team of client advisors.
ForUsAll Launches Safe Harbor 401k Resource Center - 401khelpcenter.com
Resource Center includes
PlanPILOT Adopts InHub's RFP Technology - 401khelpcenter.com
The web-based 'Request for Proposal' solution will allow PlanPILOT to digitize firm-wide RFPs.
David Pickle Joins the Wagner Law Group - 401khelpcenter.com
Mr. Pickle specializes in all aspects of ERISA Title I provisions, including prohibited transactions and exemptions and reporting and disclosure rules.
Trust Builders Enhances TRAK Gap Analysis - 401khelpcenter.com
Trust Builders announced the release of the Sequence of Returns calculator with integration in The Retirement Analysis Kit's (TRAK's).
CBIZ Acquires California-Based ACI - 401khelpcenter.com
Actuarial Consultants provides plan design, consultation, and administration services to more than 400 clients.
PSCA's 2017 Signature Awards Nominations Open - 401khelpcenter.com
New and redesigned categories among options available through February 10 deadline.
Hancock Introduces New Financial Wellness Tool - 401khelpcenter.com
John Hancock Retirement Plan Services Introduces New Financial Wellness Tool, Expands Partnership with EverFi
Firms Partner to Provide Retirement Plans to Freelancers - 401khelpcenter.com
Honest Dollar announces a new partnership with Upwork.
Strategic Insight Acquires BrightScope - 401khelpcenter.com
Broadens its portfolio of proprietary, data, insights and business intelligence for the US retirement market.
Cetera Unveils Fiduciary Rule Tool iAnalyze - 401khelpcenter.com
Powerful practice management analytics tool designed to help financial advisors conduct in-depth analyses of DOL rule's impact on their clients' accounts.
AccountantsWorld Launches Small Business 401k Product - 401khelpcenter.com
AccountantsWorld teams up with national retirement solutions companies to give more small business employees access to retirement accounts.
2017 401k Retirement Plan Contribution Limits - 401khelpcenter.com
2017 Pension Plan Limitations; 401k Contribution Limit Remains Unchanged at $18,000 for 2017
SEI and Redtail Form Partnership to Help Advisors With Fiduciary Rule - 401khelpcenter.com
Partnership Provides Exclusive Workflows to Prepare Advisors for DOL Fiduciary Rule Implementation in 2017
PCS Launches DOL Fiduciary Rule Compliant Rollover Tool - 401khelpcenter.com
PCS has introduced an advisor-initiated rollover system that is fully compliant with the DOL fiduciary rule.
Envestnet Enhances MoneyGuidePro to Help Comply With DOL Fiduciary Rule - 401khelpcenter.com
Envestnet | Tamarac announced they are strengthening the level of integration with MoneyGuidePro giving advisors scalable, efficient tools to gather information they need to determine every client's best interest.
PenChecks and PensionSoft Announce New Partnership - 401khelpcenter.com
PenChecks Trust and PensionSoft Corporation have agreed to integrate their software products.
ASPPA Welcomes Richard Hochman as New President - 401khelpcenter.com
The American Society of Pension Professionals & Actuaries welcomed Richard A. Hochman, JD, APM, as the new president of the organization.
fi360 Unveils the Fiduciary Focus Toolkit - 401khelpcenter.com
Software provides broker-dealers and advisors with new fiduciary oversight capabilities.
ERISApedia Adds DOL Conflicted Advice Guidance - 401khelpcenter.com
Enhancements makes publication an even more valuable tool for advisors and plan sponsors.
PSCA Opens Search for New Executive Director - 401khelpcenter.com
The Plan Sponsor Council of America announced that it has opened its search for a new executive director.
Pentegra Names National Director of TPA Markets - 401khelpcenter.com
Pentegra Retirement Services announced the promotion of David Barrer to National Director of TPA Markets.
PlanPilot Adds Senior Consultant Linda Coffey to Team - 401khelpcenter.com
PlanPilot announced the newest addition to their team, Senior Consultant, Linda Coffey, who will join the firm on October 18th.
NFP Acquires SST Benefits - 401khelpcenter.com
Acquisition expands NFP's retirement capabilities for public sector employers.
ForUsAll Introduces Features to Ease Plan Conversions - 401khelpcenter.com
ForUsAll's advisory and technology platform now lets plan sponsors seamlessly upgrade their plans.
Sentinel Benefits Names New CEO - 401khelpcenter.com
Sentinel Benefits & Financial Group names Samuel Mitchell Chief Executive Officer.
Plan Sponsor Consultants Partners With InHub - 401khelpcenter.com
Plan Sponsor Consultants announced a new strategic partnership with InHub, the creator of eRFP.
Mike Reis Joins Ameritas as VP of Retirement Plans - 401khelpcenter.com
Reis is responsible for overseeing the sales and relationship management team acquired in the recent Guardian Life acquisition.
PSCA's Executive Director Tony Verheyen to Return to the Private Sector - 401khelpcenter.com
Search for a Successor Underway; Verheyen to Remain During Transition
Newport Group Integrates With the fi360 Toolkit - 401khelpcenter.com
fi360 announced that their web-based software, the Toolkit, is now integrated with the Newport Group.
Envestnet Acquires Wheelhouse Analytics - 401khelpcenter.com
Acquisition is intended to strengthen Envestnet's analytics solutions and extends reach to new markets.
Integrated Retirement Expands Participant Communications Capacity - 401khelpcenter.com
Integrated partners with Patricia (Pat) Advaney and her firm, Advaney Associates, which specializes in investment and retirement communications.
Envestnet Creates Solutions to Assist Advisors With Fiduciary Rule - 401khelpcenter.com
Envestnet introduced technology solutions and consulting services that will assist advisors and enterprises in complying with the DOL's Fiduciary Rule.
New Fiduciary Training Program Introduced - 401khelpcenter.com
LIMRA LOMA Secure Retirement Institute Launches New Fiduciary Training Program
AXA Launches New CITs to Broaden DC Plan Offering - 401khelpcenter.com
AXA announced the formation of the AXA Investment Managers Collective Investment Trust as part of its ongoing effort to broaden the firm's offering.
IRI Announces New Training to Navigate DOL Fiduciary Rule Compliance - 401khelpcenter.com
IRI to Offer Training Developed with the Support of More than 800 Industry Professionals
Mercer Introduces "Holistic" Retirement Savings Solution - 401khelpcenter.com
New Fiduciary Solution Designed to Help Companies and Employees Achieve Better Retirement Outcomes
Russell and Envestnet Develop New QDIA for DC Plan Participants - 401khelpcenter.com
Industry leaders combine multi-asset investing capabilities and asset allocation expertise with advanced technology and participant advice tool in next-generation 'managed QDIA' option.
Cafaro Greenleaf Fills Managing Director of Operations Position - 401khelpcenter.com
Retirement Plan Industry Veteran, Brian Clark joins Cafaro Greenleaf in Newly Created Leadership Role
T. Rowe Price Unveils New Automated Sales Tool for Plan Advisors - 401khelpcenter.com
Essential Choice sales tool makes selling small plans simple, quick, and easy.
Todd Berghuis Joins Integrated Retirement's ERISA Team - 401khelpcenter.com
Integrated Retirement has added Todd Berghuis to its team of ERISA experts.
Economic Group Pension Services Acquires SMI Pensions - 401khelpcenter.com
Economic Group Pension Services (EGPS) has acquired SMI Pensions to strengthen their clients' needs on a national level.
Ascensus Teams With Morningstar to Offer Managed Accounts Service - 401khelpcenter.com
Ascensus Introduces Enhancements to Managed Accounts Service for Employees. Education specialists now available by phone to offer managed accounts enrollment support.
Best Practices Fiduciary Advisor Affirmation Program Announced - 401khelpcenter.com
New, Rigorous,
OppenheimerFunds Introduces (k)ustom Advisor Program - 401khelpcenter.com
Program prepares retirement plan advisors to offer 'semi-custom' target-date funds as a potential investment solution in retirement plans.
fi360 Announces Launch of New Fiduciary Training Program - 401khelpcenter.com
fi360 announces the launch of its Fiduciary Essentials for Advisors training program to deepen advisors understanding of the new DOL fiduciary rule.
ERISApedia Announces New Business Development Tool - 401khelpcenter.com
The Plan Data Intelligence ReSource offers online data mining of the most current Form 5500 filings.
Alpine Trust & Investment Group Adopts PCS 401k Platform - 401khelpcenter.com
PCS announced that it will be providing a white-label version of its 401k platform to Alpine Trust & Investment Group.
Financial Engines Launches New Brand Identity - 401khelpcenter.com
The company unveiled a new brand identity representing its new broader mission.
Fidelity's Adds $65 Billion in New DC Assets - 401khelpcenter.com
Fidelity's Workplace Retirement Business Adds $65 Billion in New DC Assets in the First Half of 2016
Sales Staff Growth at DCIO Firms Slow - 401khelpcenter.com
Slow growth in DC plan market spurs moderate growth in sales force, report finds.
Ameritas Closes on Deal to Acquire Guardian's 401k Business - 401khelpcenter.com
Ameritas announced it completed its acquisition of the 401k plan business of The Guardian Insurance & Annuity Company.
403(b) Plans - 401khelpcenter.com
403(b) Plans, Compliance
401k Plan ERISA 404(c) Compliance And Fiduciary Duty - 401khelpcenter.com
What is your 401k plan 404(c) responsibility and liability? We have the answers here.
DOLs 408(b) Final Fee Disclosure Rule - 401khelpcenter.com
403(b) Plans, Compliance
Automatic 401k Plan Features - 401khelpcenter.com
This is an archive of information related to 401k automation features like automatic enrollment.
401k Plan Blackout Periods - 401khelpcenter.com
The issue of 'blackout' (often called lockdown or transition) periods has become an important issue.
Books of Interest to the Retirement Plan Community - 401khelpcenter.com
This is a short bibliography of helpful and practical books around 401k plans and related issues.
Canadian Pension and Retirement Plan Related Issues- 401khelpcenter.com
403(b) Plans, Compliance
Choosing and Monitoring 401k Plan Providers and Advisors - 401khelpcenter.com
Need help and insight on choosing or monitoring your 401k plan vendors? This resource will give you all the informatin you need.
401k Plan Company Stock - 401khelpcenter.com
What are the issues around company stock in your 401k plan?
Compliance and Regulatory Related Issues - 401khelpcenter.com
401k Compliance and Regulatory Related Issues
Court and Legal Actions Related to Retirement Plans - 401khelpcenter.com
A directory and index of articles that review what is happening in the courts and legal system.
DB(k) Plans - 401khelpcenter.com
How do I provide great 401k education and increase my participation?
Employee 401k Education, Participation, and Communications - 401khelpcenter.com
How do I provide great 401k education and increase my participation?
ERISA Advisory Council Working Reports - 401khelpcenter.com
These final reports can provide both valuable information and insight into issues studied.
ERISA Bonding - 401khelpcenter.com
ERISA bonding requirements are quite voluminous and complex.
Exchange Traded Funds in 401k Plans - 401khelpcenter.com
How do I provide great 401k education and increase my participation?
401k Plan Fees and Expenses - 401khelpcenter.com
Are you paying to much to run your 401k plan? This article will give you the inside track on the issue.
Fiduciary Responsibility and Liability Issues - 401khelpcenter.com
What is your 401k plan fiduciary responsibility and liability, including 404(c)? We have the answers here.
DOL's Final Fiduciary Rule on Conflicts of Interest and Best Interests Contract Requirement - 401khelpcenter.com
The DOL issued a final rule defining the term fiduciary for investment advisers and brokers providing investment advice to participants and beneficiaries of employee benefit plans governed by ERISA.
401k Plan Hardship Withdrawals -- 401khelpcenter.com
What are the 401k rules regarding hardship withdrawals and how do I administer them?
Participant and Investment Advice in 401k Plans - 401khelpcenter.com
Is it wise to provide investment advice to plan participants? Review the current thinking on this trend.
401k Investment Committees - 401khelpcenter.com
401k Investment Committee: Why, Best Practices and Improving Effectiveness
401k Investment Policy Statements - 401khelpcenter.com
Struggling with writing a 401k investment policy? Here is an excellent review of the issues and guidelines.
Legislative Actions Related to Retirement Plans - 401khelpcenter.com
A directory and index of articles that review what is happening in Congress and Washington DC.
401k Loan Issue - 401khelpcenter.com
A great review of the rules, regulations and guidelines on 401k loans with lots of links to other sources.
Opinion and Commentary - 401khelpcenter.com
People within the 401k industry speak out on a variety of issues.
Pension Protection Act of 2006 - 401khelpcenter.com
Here is a collection of information covering the PPA
Retirement Plan Advisor's Practice Management - 401khelpcenter.com
Here is a collection of information around issues dealing with a Retirement Plan Advisor's Practice Management.
Qualified Default Investment Alternative - 401khelpcenter.com
Information on Qualified Default Investment Alternatives (QDIA).
Qualified Domestic Relations Orders -- QDROs - 401khelpcenter.com
Information on QDRO's
401k Plan Revenue Sharing - 401khelpcenter.com
Here is information to help you understand the issue of revenue sharing.
Roth 401k Issues - Roth 401k - 401khelpcenter.com
The Roth 401k is designed to allow 401k plan participants to make their contributions to the plan on an after-tax basis.
Safe Harbor 401k Retirement Plans - 401khelpcenter.com

Self Directed Brokerage Account Option in 401k Plans - 401khelpcenter.com
Describes the trend towards self directed brokerage options in 401k plans.
Solo 401k Retirement Plans - 401khelpcenter.com
Planning for retirement? Take a look at another option brought about by recent tax changes.
Studies and Research focused on 401k Plans - 401khelpcenter.com
Looking for information on 401k eligibility, how many plan provide for loans, the best vendors?
Collected Wisdom on Target-Date Funds - 401khelpcenter.com
Information on Target-Date Funds
Archive of 401k and 403(b) plan trends, news, comment, rules and other issues - 401khelpcenter.com
This archive contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k plans.
Study Demonstrates 401k Plans Are a Crucial Tool for Attracting and Retaining Millennial Talent - 401khelpcenter.com
Study dispels a commonly-held belief that millennials are not as interested in 401k plans as other generations.
Spotlight on Fees Is Reshaping DC Plans - 401khelpcenter.com
10th Annual Callan DC Trends Survey Reflects Feedback From 165 U.S. Plan Sponsors
Boosting Retirement Savings Rates a Primary Focus for Employers in 2017 - 401khelpcenter.com
Aon survey finds many employers are not satisfied with current employee contribution levels in their 401k plans.
Extensive Plan Data Reveal Key Design Features and Trends - 401khelpcenter.com
A report released today reveals that plans offer a wide variety of investment choices and that mutual fund fees in 401k plans have trended down.
Two-Thirds of Americans Fail 401k Wellness Survey - 401khelpcenter.com
Survey suggests a startling knowledge gap among Americans when it comes to the 401k plans offered by their employer.
Compliance and Fee Compression Are Top Advisors Concerns - 401khelpcenter.com
A survey reveals that in the wake of the impending DOL Fiduciary Rule, compliance issues followed by fee compression are the top issues.
New Generation of Workers Wants Next-Generation Retirement Savings Plans - 401khelpcenter.com
Workers show strong desire for enhanced incentives, willingness to accept mandates to ensure retirement security. Survey also shows that a well-crafted plans that align with investors' values can help savings.
Acceptance Building for Collective Investment Trusts and Liquid Alternatives - 401khelpcenter.com
New research from Cerulli finds that CITs and liquid alternatives are gaining momentum for their potential to lower costs and reduce portfolio volatility.
Small Business Owners Rethinking Retirement Benefits to Retain, Recruit Employees - 401khelpcenter.com
Affordable Care Act creating momentum for retirement plans' importance.
Retirement Insecurity: A Multi-Generational View - 401khelpcenter.com
New study reveals retirement fears and challenges faced by Baby Boomers, Generation X, and Millennials.
2016 PSCA Survey Highlights 403(b) Plan Trends - 401khelpcenter.com
The eighth annual benchmarking survey of 403(b) plans.
Annual Benchmarking Report Released - 401khelpcenter.com
T. Rowe Price's Annual
Survey Focuses on Employee Retirement Savings Regrets, Employers Hold Keys - 401khelpcenter.com
Employers have the opportunity to structure plans that can help drive more effective retirement preparations for their employees.
Saving Enough for Retirement Is Top Financial Stress Source, Even for Millennials - 401khelpcenter.com
SageView Advisory Group Expands by Adding Retirement Plan Consultant to Northern California Practice
Employers Slowly Embracing Lifetime Income Solutions - 401khelpcenter.com
Willis Towers Watson survey finds employers cautious about insurance-backed products despite their effectiveness.
Targeting Responses by Demographic Groups Pay Off, Polls Show - 401khelpcenter.com
Results from a new OneAmerica survey show that age-specific strategies may be the most effective method for plan sponsors to address retirement readiness.
Retirement Plan Providers Optimistic About Impact of DOL Fiduciary Rule - 401khelpcenter.com
Two Thirds of Retirement Plan Providers Are Optimistic on Impact of DOL Rule to their Asset Retention Rates
Plan Participants Still Not Confident in Their Approach to Investing - 401khelpcenter.com
J.P. Morgan Asset Management today released proprietary findings from its fourth research study of plan participants.
Steps Employers Can Take to Help Women Close the Retirement Savings Gap - 401khelpcenter.com
Aon research finds five out of six women are not saving enough for retirement.
DC Plan Sponsors Say Less Is More in Investment Lineups - 401khelpcenter.com
401k plan sponsors are consolidating the number of DC investment manager relationships as well as the number of plan investment options.
Brand Drives DC Plan Fund Usage - 401khelpcenter.com
The evidence suggests that a stronger brand can help a fund firm get used more often by plan participants.
White Paper Released on Auto Enrollment in 401k and 403(b) Plans - 401khelpcenter.com
Paragon Alliance Group has developed a new white paper that is designed to provide insight into the pros and cons of auto enrollment.
Study Shows Wide Misuse of Target-Date Funds - 401khelpcenter.com
Financial Engines Study Shows Wide Misuse of Target-Date Funds Driven by Investor Overconfidence and Desire for Greater Diversification
Plan to Confront the Retirement Savings Crisis Published - 401khelpcenter.com
Economist Teresa Ghilarducci and Blackstone President Tony James Publish Plan to Confront Retirement Savings Crisis
How Will You Pay Yourself in Retirement? New Research - 401khelpcenter.com
Findings show boomers who have worked with a financial advisor are more confident they will have enough money to last throughout retirement.
Employers Are Concerned About Workers' Preparedness, But Perhaps Not Enough - 401khelpcenter.com
On the Pension Protection Act's 10th Anniversary, Employees Want More Planning Support from Employers.
Americans Torn Between Saving for Retirement and Helping Kids - 401khelpcenter.com
49 percent of Americans place greater importance on helping their children pay for their education than they do on saving for their own retirement.
Retirement Plans Are Not Enough to Meet Workforce's Changing Needs - 401khelpcenter.com
Mercer study shows defined contribution plan sponsors need to consider broader financial issues that may be impeding retirement readiness.
New Data Shows Unexplainable Drop in Retirement Plan Participation - 401khelpcenter.com
Estimates from the new and redesigned Current Population Survey (CPS) by the U.S. Census Bureau show a drop in the percentage of Americans who participate in a workplace retirement plan.
Cash-Outs, Loan Defaults Responsible for Substantial Retirement Asset Leakage - 401khelpcenter.com
Cash-Outs and Loan Defaults Responsible for More Than $80 Billion in Lost Retirement Assets in 2014
Fiduciary Rule Will Change DC Plan Fund Menus in 2017 - 401khelpcenter.com
One-third of elite DC advisors plan mutual fund changes, Ignites Retirement Research report finds.
Labor Secretary Perez Defends Fiduciary Rule - 401khelpcenter.com
Statement of US Labor Secretary Perez on legal challenge to department's efforts to ensure best interest retirement advice.
Lawsuit Challenges DOL's Fiduciary Rule - 401khelpcenter.com
Plaintiffs look to court to strike down over-reaching federal regulations that will restrict hardworking Americans' access to retirement advice and planning services.
DOL's Finalized Fiduciary Rule Released - 401khelpcenter.com
As rumored, this morning the Department of Labor finalized a rule and related exemptions that are intended to ensure that retirement savers get investment advice in their best interest.
ERISA Compliance Quick Checklist - 401khelpcenter.com
Compliance with the Employee Retirement Income Security Act (ERISA) begins with knowing the rules.
ERISA Compliance Quick Checklist - 401khelpcenter.com
Compliance with the Employee Retirement Income Security Act (ERISA) begins with knowing the rules.
401k Service Providers and Cybersecurity: Questions to Ask - 401khelpcenter.com
Here are some cyber security questions plan fiduciaries should be asking service providers.
Benchmark Your 401k Plan: 2015 - 401khelpcenter.com
How Does Your Company's 401k Plan Compare With Other 401k's?
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Free Solo(k) Solo 401k Retirement Plan Provider List - 401khelpcenter.com
Free Solo(k) Retirement Plan Provider List
401k Plan Sponsors Resource Guide on General Distribution Rules - 401khelpcenter.com
These required distribution rules apply individually to each qualified plan.
The ERISA Fidelity Bond - 401khelpcenter.com
A fidelity bond is required to protect the assets in a retirement plan from misuse or misappropriation by the plan fiduciaries.
Investment Selection and Monitoring: A Practical Approach to Best Practices - 401khelpcenter.com
The origin of the 401k may not be the most important story in American history. But more than 20 years after this popular retirement vehicle was created, the true story has yet to be told.
Locating Lost 401k Plan Participants - 401khelpcenter.com
Many employers discover that finding missing 401k participants can be next to impossible.
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Roth 401k Analysis Tool - 401khelpcenter.com

Sample 401k Vendor Request for Proposal (RFP) - 401khelpcenter.com
Need help selecting a 401k vendor? Here is guidance on creating a great RFP.
Sample 401k Investment Policy Statement - 401khelpcenter.com
Sample investment policy statement for a defined contribution plan.
Selecting and Monitoring Pension Consultants: Tips for Plan Fiduciaries - 401khelpcenter.com
To encourage the disclosure and review of more and better information about potential conflicts of interest, the DOL and the SEC have developed the following set of questions.
Pension Online Pages - 401khelpcenter.com

The Opportunity Cost and Fiduciary Implications of Retirement Plan Fees - 401khelpcenter.com
The largest area of legal exposure to a plan sponsor is to not act at all.
Why You Need to Consider Retirement Plan Advisor Due Diligence - 401khelpcenter.com
Here are some of the points we recommend exploring when considering a plan advisory firm.
401k Newsletter - 401khelpcenter.com

Retirement Industry Acronyms and Abbreviations - 401khelpcenter.com

404 Error - 401khelpcenter.com

Four Steps Towards Establishing a Small Business Retirement Plan - 401khelpcenter.com
Article provides some practical steps to move you towards establishing a retirement plan.
What is a 401k Retirement Plan? A Quick Overview - 401khelpcenter.com
Lots of talk and dicussion about 401k retirement plans and their rules, but what are they?
Does my employer have to provide a matching contribution? - 401khelpcenter.com
Does my employer have to provide a matching contribution?
How do I find / locate an old 401(k)? - 401khelpcenter.com
There are generally five methods you can use to find an old 401k plan.
If I needed to get access to the cash, what are my options? - 401khelpcenter.com
I have a 401k account at my former employer. If I needed to get access to the cash, what are my options?
If a Company You Work for Goes Bankrupt, What Happens to Your 401k - 401khelpcenter.com
The Employee Retirement Income Security Act (ERISA) provides these protections by requiring the plan assets to be held in a trust account, apart from the employer's assets.
Frequently Asked Questions About 401k Plans - 401khelpcenter.com
A list of frequently asked questions and answers about 401k plans.
ERISA Compliance Quick Checklist - 401khelpcenter.com
Compliance with the Employee Retirement Income Security Act (ERISA) begins with knowing the rules.
401k Asset Allocation Made Simple - 401khelpcenter.com
The allocation of your 401k assets doesn't have to be difficult.
Behavioral Finance -- What's Behind Your Investing Decisions? - 401khelpcenter.com
Are you overconfident? You may be, if you believe...
Company Stock In Your 401k - 401khelpcenter.com
Should you have company stock in your 401k?
401k Investment Basics - 401khelpcenter.com
Need some help with the investment basics in your 401k?
Indexing Prevails In 'Stock Picker's' Market - 401khelpcenter.com
Indexing Prevails In Stock Picker's Market
The 'Magic' of Compounding - 401khelpcenter.com
401k investing and the magic of compounding.
Ten Steps to Creating a Financial Plan To Create a Secure Retirement - 401khelpcenter.com
Ten Steps To Creating a Financial Plan To Create a Secure Retirement
Making the Transition: A Pre-Retirement Checklist - 401khelpcenter.com
Here is a checklist prepared by Fidelity Investments that should help those approaching retirement.
401k Asset Allocation - 401khelpcenter.com
What is the value of asset allocation in your 401k?
401k Asset Allocation - 401khelpcenter.com
Nurture Your 401k Portfolio Using Asset Allocation
401k Investment Style and Allocation - 401khelpcenter.com
Why is knowing the investment style of a mutual fund so important in your 401k?
Understanding Investment Risk In Your 401k - 401khelpcenter.com
Keep investment risk balance is the key. Do you know how to do it?
Top 10 Reasons to Join Your 401k Plan - 401khelpcenter.com
Top 10 Reasons to Join Your 401k Plan
401k Plan Loan and Withdrawal - 401khelpcenter.com
Information on the rules and regulations related to 401k loans and withdrawals.
401k Plan Hardship Withdrawals - 401khelpcenter.com
Want to take a 401k plan hardship withdrawal? Here is a good outline of the rules and regulations.
Hardship Withdrawals Give Access to Your 401k Savings, but at a Cost - 401khelpcenter.com
Hardship Withdrawals Give Access to 401k Savings, But at a Cost
Emergency Access to Your 401k: Hardship Withdrawals - 401khelpcenter.com
How do you get at your 401k in an emergency?
Don't Tap Your 401k to Pay Off Debt - 401khelpcenter.com
Should you tap your 401k for a loan or hardship to pay off debt?
Other Good Information on and About 401k's - 401khelpcenter.com
Articles and other information on important 401k issues you need to know About in order to properly manage your account.
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2017 401k Retirement Plan Contribution Limits - 401khelpcenter.com
401k plan contribution limits for tax years 2010 - 2016
Ameritas Signs Agreement to Acquire Guardian's 401k Plan Business - 401khelpcenter.com
Ameritas announced it has signed a definitive agreement to acquire the 401k plan business of The Guardian Insurance & Annuity Company.
Plan Design Can Boost Employee Contributions to Canadian Group Retirement Plans - 401khelpcenter.com
Better strategic design of group retirement plans and raising contribution rates can help employers improve employees' retirement savings.
Nine in 10 Canadian DC Plan Sponsors Meet Their CAP Goals - 401khelpcenter.com
Nine in 10 Capital Accumulation Plan sponsors meet their CAP goals, despite mixed participation in DC, RRSP plans
Retirement Elusive for Many Canadians - 401khelpcenter.com
New LIMRA report points to lack of knowledge and planning.
IRS Simplifies Procedures for Favorable Tax Treatment on Canadian Retirement Plans - 401khelpcenter.com
The IRS made it easier for taxpayers who hold interests in either of two popular Canadian retirement plans to get favorable U.S. tax treatment.
Changing 401k Plan Vendors? There is No Such Thing as Too Many Questions - 401khelpcenter.com
Recently Ed Moss, Senior Vice President, Employee Benefits at FirstMerit Corporation (www.firstmerit.com) provided some tips for plan sponsors who are considering changing 401k plan vendors.
Cogent Report: Fees Most Common Reason for Switching Recordkeepers - 401khelpcenter.com
Empower Retirement Voted Best Value for the Money by 401k Plan Sponsors
Finding "Best Fit" in a Retirement Plan Provider through the RFP Process - 401khelpcenter.com
Be it advice on retirement plans, your health or home repair, conflict of interest is not a positive.
Proposal Games: Why You May Not Know What Your 401k Plan Will Cost - 401khelpcenter.com
Be wary of 'proposal games' played by retirement plan providers.
DOL Releases Proposal to Improve, Modernize Form 5500 - 401khelpcenter.com
Seeks public comments on proposed revisions to modernize and improve the Form 5500 Annual Return/Report.
Improvement in 401k Education Can Boost Retirement Outcome - 401khelpcenter.com
Working Americans Expect 401ks to Provide Primary Source of Retirement Income, But Lack of Education Creates Missed Opportunities
Retirement Communications: Emerging and Future Trends - 401khelpcenter.com
While effective communications can offer a competitive edge for a retirement provider, the costs run high if not done efficiently, according to Broadridge Research
Embracing Social Media and Mobile Technology in 401k Communications - 401khelpcenter.com
The participation in social media and the use of mobile technology among 401k plan participants has increased exponentially.
Improving Retirement Plan Participant Decisions - 401khelpcenter.com
As a plan sponsor and fiduciary, part of your responsibility is to help your participants make better choices when it comes to their retirement investments.
Secrets of the Highly Effective Retirement Savers - 401khelpcenter.com
When Saving for Retirement, Empowerment and Confidence among Savers is Paramount to Increased Savings, BlackRock Poll Reveals.
How Employers Can Foster Retirement Savings - 401khelpcenter.com
Here are five key ways an employer can help foster a community of savers for retirement in their company.
How to Increase 401k Plan Participation - 401khelpcenter.com
Need help increasing 401k plan participation? This article provides eight things you can do to help.
Internet Resources For Employee Retirement Education - 401khelpcenter.com
Looking for good 401k Internet employee retirement education resources?
Report of the Working Group on Plan Fees and Reporting on Form 5500 - 401khelpcenter.com
The Working Group Proceedings and Recommendations.
Report of the Working Group on Fee And Related Disclosures To Participants - 401khelpcenter.com
The Working Group Proceedings and Recommendations.
The DOL on ERISA Fidelity Bonds - 401khelpcenter.com
This DOL article provides an overview of the fidelity bonding requirements.
ETFs Non-Player in 401ks, CITs Gaining Attention - 401khelpcenter.com
ETFs Make Up Less Than Half a Percent of Investment Vehicles Used in 401k Plans, Collective Investment Trusts are gaining more attention.
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A Primer on Plan Fees - 401khelpcenter.com
A guide to the different plan fee pricing models and the steps to take to ensure fees are reasonable.
How to Effectively Manage Total Plan Costs - 401khelpcenter.com
Administration Fee Consistency Can Help Workers Improve Retirement Savings
Infographic on 401k Plan Fees - 401khelpcenter.com
This Infographic will help you better understand the nuts and bolts of 401k plan fees.
Peeling Back the Fiduciary Layers and Unscrambling the Fiduciary Confusion - 401khelpcenter.com
Why the Defined Contribution industry is still struggling with the fundamental concept of being a fiduciary?
Solo 401k is a Retirement Plan Alternative for the Self-Employed - 401khelpcenter.com
How does a retirement plan help small business owners? Author suggests at least five.
Ten Fiduciary Duties - 401khelpcenter.com
Here is a general overview of fiduciary duties and responsibilities.
A First Look at the DOL's Revised Fiduciary Rule - 401khelpcenter.com
The DOL's proposed new fiduciary rule which will expand the types of retirement investment advice covered by fiduciary protections.
Fiduciary Best Practices Proposed - 401khelpcenter.com
The Institute for the Fiduciary Standard has proposed eleven Best Practices fiduciaries should meet.
Best Practices for Reducing Loans, Hardship Withdrawals, and Impulsive Investment Decisions - 401khelpcenter.com
Best Practices for Reducing Loans, Hardship Withdrawals, and Impulsive Investment Decisions Made by 401k Plan Participants
Investment Education or Investment Advice: Which Are You Providing? - 401khelpcenter.com
How do you know if you are giving investment education or investment advice?
Investment Advice And Fiduciary Liability - 401khelpcenter.com

Oregon Task Force Recommends Creation of State-Sponsored Retirement Plan - 401khelpcenter.com
Oregon's Retirement Security Task Force issued a report that recommends a structure for a state-sponsored retirement plan.
'Bipartisan Policy Center' Launches New Retirement Savings Initiative - 401khelpcenter.com
Senator Kent Conrad, Jim Lockhart and Other Leading Experts to Develop Comprehensive Plan to Ensure Americans Are Adequately Prepared for Retirement
The Pitfalls of Taking a Loan From Your Retirement Plan - 401khelpcenter.com
Tax planning is an important process for most of us, but even more so for small business owners and self-employed professionals.
Considering a 401k Loan? Weigh Your Options Before Borrowing - 401khelpcenter.com
Millennials at Greatest Risk When Taking Out Home Loans, Borrowing 37 Percent of Retirement Savings on Average
Infographic on Retirement Plan Loans, Withdrawals and Distributions - 401khelpcenter.com
Retirement Plan Loans, Withdrawals and Distributions Quick Guide
SSGA Chief Calls on Congress to Mandate Workplace Retirement Coverage - 401khelpcenter.com
Outlines framework guaranteeing access to workplace retirement savings plans that could reduce savings shortfall by up to $740 billion.
It's Time to Promote Retirement Savings - 401khelpcenter.com
It's time for Advisors and others to explore, understand and bring information to all individuals and employers to promote retirement savings.
The Two Faces of a Fiduciary Standard: Positive and Punitive - 401khelpcenter.com
There are two faces to a fiduciary standard -- Positive and Punitive.
RadioShack Workers Will Lose Their Jobs and Their Retirement - 401khelpcenter.com
RadioShack workers won't be just losing their jobs as a result of the company's bankruptcy filing, but a big chunk of their retirement savings as well.
Pension Protection Act Signals a New Era for the Private Pension System - 401khelpcenter.com
Consider the remarkable contrast of policy in Washington towards the private pension system when compared to the prevailing policies of the past twenty years.
Some Lessor Provisions of the Pension Protection Act of 2006 - 401khelpcenter.com
Here are a few highlights on other provisions of the bill.
Lead Magnets: A Social Selling Tip - 401khelpcenter.com
Today's business world -- and particularly selling environment -- no longer takes place in a linear, flat fashion.
Four Secrets of Successful Plan Advisors - 401khelpcenter.com
Fidelity announced the results of its sixth annual plan sponsor attitudes survey, which revealed four secrets of successful plan advisors.
Professional Retirement Plan Advisors Have Significant Impact on Retirement Plan Performance - 401khelpcenter.com
New study highlights the benefits of working with a professional retirement plan advisors.
New Demands Require New Approaches for Recordkeepers - 401khelpcenter.com
Retirement administrators today face challenges from both their front-office and back-office operations. These new demands require new approaches for recordkeepers.
Chatham Releases TPA Benchmarking Study - 401khelpcenter.com
Chatham Partners' TPA Benchmarking Study Finds Ease of Doing Business Is the Key Driver of Successful TPA & Retirement Service Provider Relationships
SEC to Review Advisor's Business Continuity and Disaster Recovery Planning - 401khelpcenter.com
Regulators Issue Joint Staff Review of Firms' Business Continuity and Disaster Recovery Planning
Survey Shows Large Opportunity in Small Plan 401k Market - 401khelpcenter.com
Survey identifies time and resource management as key challenges to participating in the multi-billion dollar micro- to small-plan retirement market.
Advisor: It's Time for a Website Checkup - 401khelpcenter.com
When was the last time you lifted the hood on your website?
Schwab Releases RIA Merger & Acquisition Activity for Year End 2012 - 401khelpcenter.com
Schwab Advisor Services Releases Industry-Wide RIA Merger & Acquisition Activity for Year End 2012
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Plan Sponsors: Offer Participants Tax Diversification Through Roth 401k In-Plan Conversions - 401khelpcenter.com
Explains why a plan sponsor should offer in-plan Roth conversions and which participants could benefit from taking advantage of it.
Should You Convert 401k Saving to a Roth? - 401khelpcenter.com
Explains the Roth in-plan conversion provision and includes a guide to help employees decide if it's right for them.
Roth 401k Usage on the Rise Among Younger Participants - 401khelpcenter.com
More Plan Sponsors Are Offering Roth 401k Than a Year Ago
Fiscal Cliff Tax Compromise Will Allow 401k Intra-Plan Roth Conversions - 401khelpcenter.com
'Fiscal Cliff' Tax Compromise Will Allow 401k Intra-Plan Roth Conversions
How Valuable is the New Roth 401k Option? - 401khelpcenter.com
ERISA can be compared to a vibrant tapestry; a tapestry that portrays a vision of unequaled in truth and beauty.
Safe Harbor 401k Establishment Deadlines - 401khelpcenter.com
This exception to the ADP and ACP tests is known as a 'safe harbor' 401k plan.
IRS Notice 2000-3 on Safe Harbor 401k Plans - 401khelpcenter.com
This notice provides additional guidance regarding 401k plans that are intended to satisfy the 401k safe harbors.
IRS Notice 98-52 on Safe Harbor 401(k) Plans - 401khelpcenter.com
This notice provides guidance on the design-based alternative or 'safe harbor' methods in section 401(k).
Shelter Additional $1,000 With New Solo 401k Contribution Limits - 401khelpcenter.com
How does an extra $1,000 make a difference?
How to Maximize Your Tax Savings With a Solo 401k - 401khelpcenter.com
When used efficiently, a Solo 401k could help you increase your retirement savings by up to ten times of the regular IRA contributions.
Solo 401k is a Retirement Plan Alternative for the Self-Employed - 401khelpcenter.com
How does a retirement plan help small business owners? Author suggests at least five.
How Much to Contribute to Your Solo 401k in 2016 - 401khelpcenter.com
How much you should save for retirement can depend on many factors, such as your current savings, any debt, your income, and your retirement goals.
Save On Taxes This Year With a Solo 401k for Small Businesses - 401khelpcenter.com
Tax planning is an important process for most of us, but even more so for small business owners and self-employed professionals.
Solo 401k Plan Owners Need to Be Aware of Three Important Events - 401khelpcenter.com
There are certain events that demand some actions. As the plan owner, you will need to stay on top of three events.
Responsibilities and Options to Consider When Selecting TDFs - 401khelpcenter.com
Employers and plan sponsors have many variables to consider when selecting target-date funds.
December 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
November 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
October 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
September 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
August 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
July 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
June 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
May 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
April 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
March 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
February 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
January 2016 Digest of 401k plan trends, news, comment, rules and other issues - 401khelpcenter.com
This 401k news digest contains links to a wide variety of source information on the current thinking, trends, legislative action, and legal issues regarding 401k and 403(b) plans.
Benchmark Your 401k Plan: 2015 - 401khelpcenter.com
How Does Your Company's 401k Plan Compare With Other 401k's?
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IRS Discontinues Letter-Forwarding Program - 401khelpcenter.com
Revenue Procedure 2012-35 provides that the IRS will no longer forward letters on behalf of plan sponsors or administrators of qualified retirement plans.
Understanding 401k Service Delivery Models - Bundled, Unbundled and Alliance - 401khelpcenter.com
There are three main models used by vendors to delivery 401k products to plan sponsors.
PDF Files - 401khelpcenter.com

401k and Temporary Worker (H1 Visa) - 401khelpcenter.com
401k and Temporary Worker (H1 Visa).
Can you use 401k assets to purchase a home without an early withdrawal penalty? - 401khelpcenter.com
Can you use 401k assets to purchase a home without an early withdrawal penalty?
Can I withdraw funds penalty free from my 401k plan to purchase my first home? - 401khelpcenter.com
Can I withdraw funds penalty free from my 401k plan to purchase my first home?
Can I rollover my U.S. 401k into a U.K. pension scheme when I return home to the U.K.? - 401khelpcenter.com
Can I rollover my U.S. 401k into a U.K. pension scheme when I return home to the U.K.?
Can I start a second 401k account at my new employer? - 401khelpcenter.com
Can I start a second 401k account at my new employer?
Do you pay income tax twice when you take out a 401k plan loan? - 401khelpcenter.com
Do you pay income tax twice when you take out a 401k plan loan?
How soon does my employer have to deposit my contributions deducted from my pay into my 401k account? - 401khelpcenter.com
How soon does my employer have to deposit my contributions deducted from my pay into my 401k account?
How frequently are 401k plan statements to be provided? - 401khelpcenter.com
How frequently are 401k plan statements to be provided?
How can the value of my account be up when the investments have lost value? - 401khelpcenter.com
How can the value of my account be up when the investments have lost value?
How can I gain online access to my 401k account? - 401khelpcenter.com
How can I gain online access to my 401k account?
How can I rollover the 401k from my previous employer into my new employers plan without paying any penalties? - 401khelpcenter.com
How can I rollover the 401k from my previous employer into my new employers plan without paying any penalties?
I recently left my job and want to know how long my former employer can hold my account balance? - 401khelpcenter.com
There are a number of factors that will impact the timing of your distributions.
How Many 401(k)'s Can I Have? - 401khelpcenter.com
There is no legal limit.
I can't get my employer to pay me my retirement money. Whom do I contact? - 401khelpcenter.com
You should contact the Department of Labor's Employee Benefits Security Administration (EBSA).
Is the interest I pay back to my 401k deductible as mortgage interest on my 1040? - 401khelpcenter.com
The interest you pay on money you borrow from 401k plan to buy a home is not deductible.
s a QDRO something I can do myself? - 401khelpcenter.com
Is a QDRO something I can do myself?
I would like to transfer my 401k account into my IRA. - 401khelpcenter.com
Simply contact your former employer and ask for the necessary form(s)
If I contribute to my 401k plan, can I still contribute to an IRA? - 401khelpcenter.com
If I contribute to my 401k plan, can I still contribute to an IRA?
Substantially Equal Payment Rules - 401khelpcenter.com
If I begin to take distribution now under the Substantially Equal Payment rules, will I still be exempt from the 10% penalty when I turn 55?
How do I avoid the 10% early distribution penalty? - 401khelpcenter.com
How do I avoid the 10% early distribution penalty?
Can he contribute to an IRA until he qualifies for the new 401k? - 401khelpcenter.com
Can we contribute to an IRA until he qualifies for the new 401k?
Age 55 and defaulting on a 401k loan - 401khelpcenter.com
If you default on a loan from your 401k, you are considered to have received a distribution from your 401k.
Can we use our 401k money to open a business? - 401khelpcenter.com
Can we use our 401k money to open a business?
Our company is getting a new 401k plan. - 401khelpcenter.com
We have been told that we can not do this and the lump sum must be rolled over into the new plan. Is this true?
My 401k has been frozen. What does this mean? - 401khelpcenter.com
My 401k has been frozen. What does this mean?
What is the maximum amount of money I can contribute to my 401k annually? - 401khelpcenter.com
What is the maximum amount of money I can contribute to my 401k annually?
What do I do with my plan from my former employer? - 401khelpcenter.com
What do I do with my plan from my former employer?
What is the difference between a 401(a) plan and a 401k plan? - 401khelpcenter.com
What is the difference between a 401(a) plan and a 401k plan?
What information and reports is my employer required to give me on my 401k? - 401khelpcenter.com
What information and reports is my employer required to give me on my 401k?
What happens if I inherit someone else's 401k account? - 401khelpcenter.com
Under most circumstances, a spouse may be permitted to roll the money over to an IRA.
What happens if I contribute more than the annual allowable limit to my 401k? - 401khelpcenter.com
What happens if I contribute more than the annual allowable limit to my 401k?
What is the contribution limit for employee's in Puerto Rico? - 401khelpcenter.com
What is the contribution limit for employee's in Puerto Rico?
What is a 401k plan? - 401khelpcenter.com
What is a 401k plan?
What makes a good 401k? - 401khelpcenter.com
What makes a good 401k?
What distributions from a 401k are not subject to the 10% early withdrawal penalty? - 401khelpcenter.com
What distributions from a 401k are not subject to the 10% early withdrawal penalty?
What are the rules regarding hardship withdrawals from my 401k? - 401khelpcenter.com
What are the rules regarding hardship withdrawals from my 401k?
What are the general rules regarding loans from a 401k? - 401khelpcenter.com

What is a Qualified Domestic Relations Order (QDRO)? - 401khelpcenter.com
What is a QDRO?
What is a 401k plan Third Party Administrator? - 401khelpcenter.com
A Third Party Administrator (or TPA) is an organization that is hired by the 401k plan sponsor.
What or who is a 401k plan sponsor? - 401khelpcenter.com
The entity (generally the employer) responsible for establishing and maintaining the plan.
Why do I need consent of my spouse when I want another party as beneficiary of my 401k? - 401khelpcenter.com
Why do I need consent of my spouse when I want another party as beneficiary of my 401k or take a distribution?
Will a 401k loan appear on my credit report? - 401khelpcenter.com
If you default on a loan from your 401k, you are considered to have received a distribution from your 401k.
Boost Your 401k Returns by Rebalancing - 401khelpcenter.com
Can you boost your 401k returns by rebalancing?
401k Plan Loan and Withdrawal - 401khelpcenter.com
Information on the rules and regulations related to 401k loans and withdrawals.
401k Plan Hardship Withdrawals - 401khelpcenter.com
Want to take a 401k plan hardship withdrawal? Here is a good outline of the rules and regulations.
Hardship Withdrawals Give Access to Your 401k Savings, but at a Cost, Page 2 - 401khelpcenter.com
Hardship Withdrawals Give Access to 401k Savings, But at a Cost
Emergency Access to Your 401k: Hardship Withdrawals - 401khelpcenter.com
How do you get at your 401k in an emergency?
A 401k Checkup to Keep Your Retirement Savings in Shape - 401khelpcenter.com
An annual check-up at a time that works best for you is a good way to do this.
401k Guide to General Distribution Rules - 401khelpcenter.com
Generally, 401k distributions of elective deferrals cannot be made until one of the following occurs.
401k Rollovers - 401khelpcenter.com
All rollovers are not the same -- 401k's are different than IRA's
401k and the IPO Process - 401khelpcenter.com
What is the IPO process and how does it impact your 401k?
Bear Markets and 401k Investing - 401khelpcenter.com
Market Downturn Quells Retirement Planning
Between Jobs? That's the Time to Safeguard Your 401k - 401khelpcenter.com
In these hard economic times, it may be tempting to tap your 401k if you are between jobs. But the long-term impact could be dire. If you're thinking about cashing in your 401k, consider whether what you spend your money on today will be worth as much as a comfortable retirement in the future.
Depositing Payroll and Employee Contributions Into Your 401k - 401khelpcenter.com
Your Contributions: Long Day's Journey Into ... Your 401k
Early 401k Distribution Options Including 72(t) - 401khelpcenter.com
What are your early distribution options from a 401k plan?
Find the Right Benchmark to Judge Your 401k Investment Success - 401khelpcenter.com
What are the right benchmarks to use in judging your 401k performance?
Highly Compensated Employee Rules Aim to Make 401k's Fair - 401khelpcenter.com
Highly Compensated Employee (HCE) Rules Aim to Make 401k's Equitable
How 401k Catch-up Contributions Work - 401khelpcenter.com
One of the big questions retirement savers have been asking is how the age-50 and over catch-up contribution option works.
Top 10 Ways To Prepare For Retirement - 401khelpcenter.com
How do I prepare for retirement?
How Does a 401k Plan Work - 401khelpcenter.com
A 401k is a qualified retirement plan that allows eligible employees of a company to save and invest for their own retirement on a tax deferred basis.
How to Protect Your 401k Investment - 401khelpcenter.com
How do you protect your 401k investments?
In a Corporate Merger, What Happens to Your 401k - 401khelpcenter.com
Here's a look at what sometimes happens behind these closed doors.
In a Divorce, Who Gets the 401k? - 401khelpcenter.com
Know Your Plan, Know Your Options
Your Money's Journey Into Your 401k - 401khelpcenter.com
Many participants may wonder where exactly their money goes between the time it's deducted from their paychecks and the time it appears in their 401k account.
What to Do When You Are Involuntarily Removed From a Former Employers 401k Plan - 401khelpcenter.com
Yes, it is legal for your former employer to involuntarily remove you from their 401k plan.
Shedding Light on Blackouts: What Happens When 401k Providers Change - 401khelpcenter.com
Suppose you wanted to bail out of the plunging stock market but couldn't find your parachute.
Summary Plan Descriptions for a 401k - 401khelpcenter.com
An overview of Summary Plan Descriptions (SPD)
Your Summary Plan Description (SPD) is a Treasure Trove of Information - 401khelpcenter.com
Why is your SPD one of the most critical pieces of paperwork that you have about your 401k plan?
Tax Issues When You Inherit a 401k - 401khelpcenter.com
There are certain things you'll need to know if you are the beneficiary of that person's 401k plan.
Ten Tips To A Stronger 401k - 401khelpcenter.com
Use these tips to keep your 401k fit and ready for you when you need it.
Union Workers and 401k Plans - 401khelpcenter.com
Union Workers, Don't Overlook Your 401k
401k Plan Warning Signs - 401khelpcenter.com
What are the warning signs that all may not be well in your 401k plan?
Warning Signs That Your 401k Contributions are Being Misused - 401khelpcenter.com
Here are 10 warning signs that your pension contributions are being misused.
When The Rules on Your 401k Have Been Broken - 401khelpcenter.com
Do you think the 401(k) rules have been broken? Here is what to do to get help.
What to Do with Extra Retirement Savings -- into a 401k or Roth IRA? - 401khelpcenter.com
I have not participated in the 401k yet because I do have those other funds started. Should I start up a 401k?
Naming a Beneficiary In Your 401k - 401khelpcenter.com
What do you need to know when naming a beneficiary for your 401(k) plan?
What You Need to Know When You Inherit a 401k - 401khelpcenter.com
What do you need to know when you inherit a 401k?
When is a 401k Distribution Not Subject to the 10% Penalty? - 401khelpcenter.com
When do you pay the 10% early withdrawal penalty?
Depositing 401k Payroll Contribution - 401khelpcenter.com
Having problems getting your payroll deductions deposited to your 401k?
Winning Strategies for Your 401k - 401khelpcenter.com
Place Your Bets! Winning Strategies for Your 401k
Women and Retirement - 401khelpcenter.com
You need to start now. Find out how.
Your Pension (ERISA) Rights - 401khelpcenter.com
Do you know your pension rights under ERISA?
Your Employer's Bankruptcy: How Will It Affect Your Employee Benefits? - 401khelpcenter.com
This information sheet focuses on bankruptcy's effect on pension plans.
402(f) - Your Rollover Options When Receiving Plan Distributions - 401khelpcenter.com
401k plan rollover and distributions options
Summary of Testimony Received by the Working Group on 401k Plan Fees and Reporting on Form 5500 - 401khelpcenter.com
U.S. Department of Labor Working Group on 401k Plan Fees
Report of the Working Group on 401k Fee And Related Disclosures To Participants - 401khelpcenter.com
U.S. Department of Labor Working Group on 401k Plan Fees
Peeling Back the Fiduciary Layers and Unscrambling the Fiduciary Confusion, Page 2 - 401khelpcenter.com
Why the Defined Contribution industry is still struggling with the fundamental concept of being a fiduciary?
Peeling Back the Fiduciary Layers and Unscrambling the Fiduciary Confusion, Page 3 - 401khelpcenter.com
Why the Defined Contribution industry is still struggling with the fundamental concept of being a fiduciary?
Peeling Back the Fiduciary Layers and Unscrambling the Fiduciary Confusion, Page 4 - 401khelpcenter.com
Why the Defined Contribution industry is still struggling with the fundamental concept of being a fiduciary?
Ask Financial Finesse - 401khelpcenter.com
Welcome to the Ask Financial Finesse question and answer feature.
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Survey Reveals More Employers Likely to Add DC Roth Features in 2013 - 401khelpcenter.com
Aon Hewitt Survey Reveals More U.S. Employers Likely to Add Roth Features to Their Defined Contribution Plans in 2013
Mercer Outlines 2017 Top Priorities for DC Plan Sponsors - 401khelpcenter.com
The changing needs of individuals and an evolving regulatory landscape requires plan sponsors to reassess their defined contribution plans.
PSCA Releases Results of 59th Annual Survey of Profit Sharing and 401k Plans - 401khelpcenter.com
Employee Participation and Deferral Rates See Steady Increase; Participation up Five Percent Since 2010
Key Retirement, College, and Health Savings Trends - 401khelpcenter.com
New data finds Americans are strengthening efforts to save for the future and increasing use of 401ks, 529 college savings plans, and health savings accounts.
Fee-Based Advisors Now Comprise 40% of Financial Advisors - 401khelpcenter.com
New forces are converging that could dramatically alter the advisor landscape in the coming years.
Survey Finds Major Differences in How Male and Female Millennials View Retirement - 401khelpcenter.com
A recent survey from Schwab finds there are significant gaps between the way male and female Millennials approach planning and saving for retirement.
DOL Releases Advance Copies of 2016 Form 5500 - 401khelpcenter.com
The DOL released advance informational copies of the 2016 Form 5500 annual return/report and related instructions.
401ks Can Make Loans, Hardship Distributions to Victims of Hurricane Matthew - 401khelpcenter.com
The IRS announced that 401ks and similar employer-sponsored retirement plans can make loans and hardship distributions to victims of Hurricane Matthew.
DCIO Assets Still Growing Strong, Reach $3.5T in 2016 - 401khelpcenter.com
The tenth edition of Sway Research's annual in-depth study of DCIO distribution finds that asset managers remain committed to the growing DCIO market.
DCIIA Proposes Industry-Standard Lexicon on Auto Feature Practices - 401khelpcenter.com
The Defined Contribution Institutional Investment Association proposed a standardized lexicon for defined contribution retirement plans to promote further adoption of automatic features.
Recent Rules for Elective Deferral Failures Reduce Consequences for Well-Meaning Plan Sponsors - 401khelpcenter.com
A review of Revenue Procedure 2015-283 because of its timeliness as more and more plan sponsors consider automatic features.
DOL Announces Two-Month Extension of 5500 Comment Period - 401khelpcenter.com
The DOL has announced a two-month extension of the comment period on the Form 5500 Modernization Proposals.
Three Actions to Drive Improved Retirement Outcomes - 401khelpcenter.com
10 Years after the Pension Protection Act, Defined Contribution Plans Can Achieve More
IRA Rollover Assets "At-Risk" Post-DOL Conflict of Interest Rule - 401khelpcenter.com
New research from global analytics firm Cerulli Associates assesses the future of the IRA rollover market post-implementation of the Conflict of Interest Rule.
Advisors On Track to Implement DOL Fiduciary Rule - 401khelpcenter.com
Nationwide Retirement Institute quarterly survey reveals most making progress.
DOL Fiduciary Rule to Drive Institutional Share Class Pricing Demand - 401khelpcenter.com
Implications around fund manager profitability, shareholder cost, Rule 12b-1 fees.
Generational Expert Talks Impact of Shifting Attitudes on Workplace Benefits - 401khelpcenter.com
Dr. Joe Coughlin, Founder and Director of MIT's AgeLab, talks about the dramatic change the generational shifts in workplace attitudes will have on the future of employee benefits.
Pretax Solo 401k Contributions vs. Roth Solo 401k - 401khelpcenter.com
Article provides a comparative analysis of pretax 401k and Roth 401k contributions.
United States Ranks 14th in Retirement Security - 401khelpcenter.com
The United States ranks 14th for retirement security, according to the 2016 Global Retirement Index, released by Natixis Global Asset Management.
Three Tips to Help You Navigate the Treacherous 401k Waters - 401khelpcenter.com
Despite the 401k's importance, the average participant's only investment strategy is to plow money into the accounts, then do nothing.
Do Better Investment Recommendations Equal Greater Returns? Report Says No - 401khelpcenter.com
The deep belief is that conflicts of interest are the root cause of diminished returns.
Business Practices Within the New Fiduciary Regulatory Structure - 401khelpcenter.com
SPARK offers insight on how firms plan to modify their business practices within the new fiduciary regulatory structure.
Judy Diamond Publishes First Annual 401k Benchmarking Report - 401khelpcenter.com
Benchmarking Report Provides Crucial Intelligence for Financial Advisors to Help 401k Plan Sponsors Navigate Changing Regulatory Environment
401k Consultants Say Active Management Preferred Investment Strategy - 401khelpcenter.com
Consultants Recommend Adding Non-Core Fixed Income Strategies to Custom Target-Date and Core Lineups to Diversify Portfolios, According to PIMCO Survey
Most Americans Want Advisors Legally Required to Provide Non-Conflicted Advice - 401khelpcenter.com
Nearly Half Mistakenly Believe that Their Advisor is Already Obligated to Act in Their Best Interest
Jerry Schlichter Video Interviews - 401khelpcenter.com
401k Specialist Magazine recently published this series of video interviews with Jerry Schlichter, plaintiffs' lawyer for Tibble v. Edison.
401k Plan Reviews Often Miss the Mark in Terms of Frequency and Focus - 401khelpcenter.com
MassMutual study shows reviews of 401ks and similar retirement plans should be more frequent, often fail to focus on what's most important.
DOL Conflict of Interest Rule Will Lead to Product and Platform Innovation - 401khelpcenter.com
The latest research from Cerulli finds that the DOL's proposed 'Conflict of Interest' Rule will force a period of product and platform innovation.
Study Reveals Majority of Workers Save Only Enough to Equal the Employer Match - 401khelpcenter.com
The study demonstrates the powerful incentive a company match can have on employee behavior.
Five Reasons Why Small Businesses Should Establish Retirement Plans - 401khelpcenter.com
How does a retirement plan help small business owners? Author suggests at least five.
Target-Date Funds Post First Annual Loss Since 2008 - 401khelpcenter.com
Positive fourth-quarter performance not enough to pull out of negative territory, according to Callan Target-Date Index
Contribution Timing and Collection Responsibility, a Q&A - 401khelpcenter.com
Your 401k is or can be one of the greatest benefits you provide to your employees. Is it working its 'magic' for all of them?
2015 401k Retirement Plan Contribution Limits - 401khelpcenter.com
401k and pension plan contribution limits for tax years 2015.
2014 401k Retirement Plan Contribution Limits - 401khelpcenter.com
401k plan contribution limits for tax years 2008 - 2014
Highly Compensated Employee Rules Aim to Make 401k's Fair - 401khelpcenter.com
Highly Compensated Employee (HCE) Rules Aim to Make 401k's Equitable
How Do They Choose 401k Options? - 401khelpcenter.com
How Employers Choose Funds to Offer in Their 401k Plans
Waiting to Become Eligible For Your 401k - 401khelpcenter.com
How do you save while waiting to become eligible for your 401k?
In a Divorce, Who Gets the 401k? - 401khelpcenter.com
Know Your Plan, Know Your Options
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2016 401k Retirement Plan Contribution Limits - 401khelpcenter.com
2016 Pension Plan Limitations; 401k Contribution Limit Remains Unchanged at $18,000 for 2016
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2015 401k Retirement Plan Contribution Limits - 401khelpcenter.com
401k plan contribution limits for tax years 2009 - 2015
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2014 401k Retirement Plan Contribution Limits - 401khelpcenter.com
401k plan contribution limits for tax years 2008 - 2014
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2016 401k Retirement Plan Contribution Limits - 401khelpcenter.com
401k plan contribution limits for tax years 2010 - 2016